EPS-95 Minimum Pension: Government says no plan to raise EPS-95 pension yet

A lot of retired private employees are hoping for some good news on their monthly EPS pension.
Rising expenses are hitting everyone, and pensioners say the current amount simply doesn’t match today’s cost of living.

But here’s the twist — the government has made its stand clear.

Before we get into it, a quick look at the current situation:

Summary Table: EPS-95 Minimum Pension Debate

Feature	Current Status	Pensioners’ Demand	Govt Response
Minimum Monthly Pension	₹1,000	₹7,500 + DA	Not considering
Scheme Coverage	8 million+ pensioners	Increase benefit for all	No change planned
Eligibility	10 years of service + PF deduction	Same	Same
Financial Condition of EPS Fund	Actuarial deficit (as of 2019)	Government support	Fund limitations cited

What Exactly Did the Government Say?

During the winter session of Parliament (1 December 2025), the Labour Ministry made one thing crystal clear —
there is no active proposal to raise the minimum EPS pension from ₹1,000 to ₹7,500.

The government pointed to the actuarial deficit in the EPS fund.
In simple words, the money coming into the fund isn’t enough to handle future payouts if pensions are increased sharply.

EPS-95, started in 1995, now supports more than 80 lakh pensioners across India.
But the pension amount hasn’t changed since 2014, which is why people are frustrated.

Pensioners’ groups have been demanding:

• Minimum pension: ₹7,500
• Yearly DA (Dearness Allowance)
• Restoration of higher pension option

But for now, none of this is officially under consideration.

Will Retired Private Employees Get a Higher Pension?

This question is coming up again and again.

Here’s the simple answer:

If the government ever decides to increase the EPS minimum pension,
private-sector retirees will 100% get the benefit.

EPS pension is not only for government staff —
it covers every employee whose PF was deducted and who completed at least 10 years of service.

So yes, private retirees are included.
The only issue is — the hike isn’t happening right now.

Who Is Eligible for EPS Pension?

To keep it clear:

• Worked in the private sector
• Had PF deduction every month
• Completed minimum 10 years of service
• Reached retirement age (58 years)

Anyone meeting these criteria receives the ₹1,000 minimum pension today.

If the pension is increased anytime in the future, all eligible retirees — government or private — will get the revised amount.

Frequently Asked Questions

1. Is the EPS-95 pension definitely not increasing?

As of now, the government has stated there’s no plan to raise the minimum pension to ₹7,500.

2. Will private employees benefit if the pension is increased later?

Yes, EPS applies to private-sector workers. Any hike will automatically apply to them.

3. Why is the government not increasing the pension?

The EPS fund has a financial deficit, making it difficult to raise the pension without additional funding.